An indexed annuity is a fixed annuity, either immediate or deferred, that earns interest or provides benefits that are linked to an external equity reference or an equity index. The value of the index might be tied to a stock or other equity index. One of the most commonly used indices is the S&P 500, which is an equity index. equity indexed annuities

The value of any equity index varies from day to day and is not predictable. When you index annuities you own an insurance contract. You are not buying shares of any stock or equity index.

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